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Take Advantage of Your 2019 Dental Insurance [BLOG]

Get Better Smile with Cosmetic Procedure | Honolulu, HI

Many Honolulu dental offices say they want to make dental care affordable, but it may not seem that way if you’ve been elsewhere and couldn’t figure out how to pay for the care you needed. When we say we make dentistry affordable, we really mean it. From dental insurance to financing to specials, you have so many options to keep your smile healthy. They include:

  • Dental insurance – we accept many plans
  • All major credit cards
  • Cash and check
  • Third-party no-interest or low-interest financing
  • 5 percent off treatment of $500 or more when paying in full with cash or check before or on the day of treatment
  • In-house flexible payment options, especially for those on fixed incomes
  • In-house financing
  • In-house membership plan for uninsured patients
  • $29 new patient exam, X-rays, and consultation
  • Military discounts
  • Resident care home discounts, including free exams
  • Dental Savings Club For Seniors for 10-100 percent off your care at only $15/month
  • Free consultations and second opinions

It’s hard to find an office that offers all that! Today, however, we want to focus solely on dental insurance. Chances are you’ve been paying for it through your paychecks, so take advantage of what you’ve worked hard for before the year ends! That money essentially goes away once January starts, so call A Downtown Dental Group today at 808-797-3680 to schedule your checkup or other care soon. 

The closer it gets to the holiday, the more difficult it may become for you to find time to visit and for us to work you in, since so many patients also try to use their benefits right before the year ends. Right now, let’s take a look at some treatments you can consider with your insurance.

Get Regular Preventive Dental Care Twice Yearly

Almost all insurance plans pay for routine preventive care like dental cleanings and exams. After all, those appointments help ensure your teeth and gums stay healthy and that we catch anything while it’s still small and inexpensive to treat. After all, this saves everyone money, so it’s no surprise these visits are usually covered in full twice yearly. We can also discuss your medical history to keep up with health-related issues that may affect your dental health, and vice versa.

Your regular visits will also include:

  • X-rays
  • Oral cancer screenings
  • Laser cavity detection
  • Fluoride treatments and sealants, if recommended for extra cavity-fighting protection (often covered in full)

If we’ve diagnosed you with gum disease, we may recommend that you come in three or four times a year instead of twice. That’s because the infection must remain in check for us to keep your gums healthy and manage the disease. More advanced cases of gum disease cannot be cured but can be treated with regular maintenance. This will ensure your gums stay healthy, your teeth stay intact, your breath stays fresh, and even your overall health doesn’t suffer from gum-related issues.

Dental insurance often doesn’t cover periodontal disease maintenance in full, but many plans will pay a large portion. If you have trouble covering the rest, speak to us about your options.

Fix Your Damaged & Decayed Teeth

Different types of restorative dentistry are covered by insurance. These may include:

  • Dental fillings
  • Dental crowns
  • Root canal treatment

Being able to get these treatments done in-house, especially with our on-site lab specialist, automatically saves you on out-of-pocket expenses. In many cases, our payment options can help cover the rest of the costs. Fillings are often completely covered or mostly covered, so if you think you may have a cavity due to discomfort and sensitivity, come in as soon as possible for this quick solution. It could allow you to avoid a dental crown or root canal.

Replace Your Teeth With Dental Implants or Dentures

Tooth replacement options vary in cost and insurance coverage. Dr. David or Dr. Wilfred Miyasaki will be happy to discuss your options to determine which solution may be best if you need to replace your teeth. Your options may include:

  • Dentures
  • Dental implants

Because both require multiple visits, it may save you money to use up your insurance benefits for this year on part of the treatment and then finish in 2020. Our team will go over the treatment plans and payment options with you before you commit to anything.

Remember, we offer free consultations and second opinions, so you don’t have to worry about paying for something you may not want or qualify for. You can feel confident our team at A Downtown Dental Group has your best interests at heart. You can even help yourself to a cup of Starbucks while you chat with us!

Don’t let your dental insurance benefits lapse this year. Get what you’ve paid for and what’s been given to you! If finances are causing you to put off dental care, please speak with one of our helpful team members to see what we can do for your budget and your smile. To set up an appointment or free consultation, call 808-797-3680 now or contact us online.

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